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When is it a good idea to get a property appraisal?

<p>In the fast-paced world of real estate, finding a space that truly reflects your essence and aspirations can feel like searching for a needle in a haystack. Enter <a href="https://go.linkby.com/PXROBQFZ" target="_blank" rel="noopener">Atlas by LJ Hooker</a>.</p> <p>At the heart of Atlas lies a profound understanding that a home is not merely a structure; it's a canvas upon which individuals paint their dreams and express their identities. This ethos is beautifully encapsulated in their brand message: "We understand that a home is so much more than real estate; it's a place to truly express yourself, to live the life you envision."</p> <p>What sets Atlas apart is its unwavering commitment to personalised service – especially when it comes to <a href="https://go.linkby.com/PXROBQFZ" target="_blank" rel="noopener">free property appraisals</a>. Unlike traditional real estate agencies, Atlas doesn't believe in a one-size-fits-all approach. Instead, they empower sellers to curate their own narrative, choosing elements of the brand that resonate with their unique lifestyle. Whether it's a sleek urban penthouse or a sprawling countryside estate, Atlas offers highly tailored marketing strategies that serve as a personal reflection of the property and its inherent allure.</p> <p>For those ready to embark on the journey of <a href="https://go.linkby.com/PXROBQFZ" target="_blank" rel="noopener">having their property appraised</a> – whether you're contemplating a sale, gauging investment opportunities, or simply curious about your net worth – Atlas offers a seamless pathway to success, as well as comprehensive advice on the potential benefits.</p> <p>At the core of any property appraisal lies a quest for insight into the local property market's heartbeat. Has your neighbourhood witnessed fluctuations in property values? Have recent renovations added significant value to your home? Are you considering upsizing, downsizing, or entering the investment realm? Or perhaps you're merely eager to unveil the hidden potential nestled within your property's walls.</p> <p>From the size of your property to the nuances of its structure and condition, every facet contributes to the appraisal process. Agents meticulously scrutinise elements such as property size, bedroom configurations, fixtures and fittings, offering valuable insights into your property's market positioning.</p> <p>Beyond tangible attributes, location exerts a profound influence on property values. Agents dissect the neighbourhood fabric, examining proximity to amenities, school catchments and transport accessibility. Additionally, factors like building structure, overall presentation and ease of access shape the appraisal narrative, underscoring the intricate interplay between tangible and intangible elements.</p> <p><strong>The crucial distinction: Valuations vs. Appraisals</strong></p> <p>It's imperative to <a href="https://go.linkby.com/PXROBQFZ/understanding-property-appraisals/" target="_blank" rel="noopener">discern between property valuations and appraisals</a>. While valuations offer an independent assessment of a property's value by certified valuers, appraisals provide a nuanced perspective shaped by local market dynamics and agent expertise.</p> <p>Embarking on the path to a property appraisal is easy. Simply <a href="https://go.linkby.com/PXROBQFZ" target="_blank" rel="noopener">book a consultation</a>, relax as they navigate through the intricacies of your property, and await their expert assessment.</p> <p>Armed with the insights garnered from your property appraisal, you're now equipped to chart your next course of action. Whether it's embarking on home improvements, contemplating a sale or recalibrating your financial portfolio, the appraisal serves as your guiding light.</p> <p>In a landscape defined by constant flux, the value of knowledge cannot be overstated. A property appraisal isn't merely a transactional ritual; it's a journey towards financial empowerment and informed decision-making. So, whether you're contemplating a sale or simply curious about your property's worth, take that pivotal step towards unlocking the true value of your home. After all, in the realm of real estate, knowledge is indeed power.</p> <p><em>For more information or to book your own <a href="https://go.linkby.com/PXROBQFZ" target="_blank" rel="noopener">free property appraisal, click here</a>.</em></p>

Real Estate

Give the gift of sustainable luxury this Mother’s Day

<p dir="ltr">With Mother’s Day around the corner, it’s time to celebrate the most important women in our lives with affordable luxury that doesn’t cost the earth. </p> <p dir="ltr">To spoil the mums in your life this year, discover the ideal gift to honour and celebrate your most treasured moments together with L’Occitane’s limited edition Mother’s Day collections. </p> <p dir="ltr">You can feel good about gifting these organic and sustainably sourced products to your loved ones, as L’Occitane have created these little luxuries while respecting and caring for everything the ground grows for us and beyond. </p> <p dir="ltr">By sourcing fair-trade and organic shea butter from women’s collectives in Burkina Faso and recently in Ghana, L’Occitane are dedicated to helping the local ecosystem and supporting the community. </p> <p dir="ltr">The L’Occitane group celebrates the official B Corp certification, demonstrating that as a business, they’re not just about beauty; they believe in Cultivating Change to create a fairer, more equitable and regenerative planet.</p> <p dir="ltr">This Mother’s Day, L’Occitane has something for everyone, with gift packs available for every budget, ranging from just $34 to the ultimate gift set priced at $280. </p> <p dir="ltr">From hand creams, body lotions and washes, to fragrances and luxury skin care, these limited edition gifting packs have exactly what you need to give the gift of indulgence this Mother’s Day. </p> <p dir="ltr">L’Occitane presents a superb range that embodies the essence of gratitude, showing appreciation through thoughtfully selected gifts that not only pamper, but also reflect a commitment to sustainable practices. </p> <p dir="ltr">It’s more than a gift; it’s a gesture that acknowledges the importance of those who have shaped our lives.</p> <p dir="ltr">L’Occitane’s Mother’s Day collection is available now both <a href="https://au.loccitane.com/mothers-day.html">online</a> and in-store. </p> <p dir="ltr"><em>Image credits: Supplied / Getty Images</em></p>

Beauty & Style

"The greatest gift of all": Sophie Delezio's joyous news

<p>In a heartwarming announcement that has spread joy far and wide, Aussie hero Sophie Delezio has revealed that she and her husband Joseph Salerno are expecting their first child together.</p> <p>The news was shared by Sophie herself on her Instagram page, accompanied by sweet images capturing the excitement and love radiating from the soon-to-be parents.</p> <p>"The greatest gift of all coming in September," Sophie shared, her words brimming with anticipation, alongside a tender photo of the couple embracing on the beach, hands gently cradling her growing belly. The announcement, marked with a baby face and heart emoji, was met with an outpouring of love and congratulations from well-wishers near and far.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C5SZ98MPL5s/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C5SZ98MPL5s/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Sophie Delezio (@soph.delezio)</a></p> </div> </blockquote> <p>Among those offering their warm wishes were notable figures like Angie Simpson, mother of singer Cody Simpson, and former Hi-5 star turned <em>Getaway</em> reporter Charli Robinson. Their messages echoed the sentiments of many, celebrating this new chapter in Sophie's extraordinary life.</p> <p>Sophie Delezio's journey has been one of resilience, courage, and unwavering spirit. Her story first captured the hearts of Australians when, as a toddler, she survived a horrific car crash that left her with severe burns covering 85 percent of her body. The incident, which occurred in 2003 when a car crashed into a Sydney childcare centre, trapped young Sophie under the burning vehicle, forever altering the course of her life.</p> <p>Tragically, Sophie's resilience would be tested once again in 2006 when she was struck by another car near her home, resulting in a brain injury and a heart attack. Despite the immense challenges she faced, Sophie's fighting spirit prevailed, inspiring countless individuals with her remarkable journey of survival and perseverance.</p> <p>In 2023, Sophie Delezio embarked on a new chapter of her life as she <a href="https://www.oversixty.com.au/lifestyle/relationships/sophie-delezio-s-fantastic-personal-news" target="_blank" rel="noopener">became engaged to her childhood friend Joseph Salerno</a>. Now, with the announcement of their pregnancy, Sophie and Joseph are set to embrace parenthood with the same courage and love that have defined their lives thus far.</p> <p>We join in sending our heartfelt congratulations to the expectant parents and eagerly await the arrival of their precious little one, knowing that their journey of love, courage and resilience is far from over.</p> <p><em>Images: Instagram</em></p>

Family & Pets

“Let’s share it”: Karl’s wild idea to save the Brisbane Olympics

<p>Karl Stefanovic has become the unlikely face of a good idea, pitching a revolutionary way to save the Brisbane Olympics from disaster. </p> <p>The 2032 games will be the first time Australia has hosted the event since Sydney in 2000, with hundreds of thousands of people expected to make the pilgrimage to the sunshine state to watch their favourite sports. </p> <p>Despite the building excitement for the games, the Queensland government has copped backlash in recent weeks over the preparations for the event, after Premier Steven Miles announced he would bin a $3.4 billion plan to build a new inner-city stadium in Victoria Park in time for the Olympics.</p> <p>Instead, the premier plans to use the exisiting Suncorp Stadium to host the opening and closing ceremonies, while the Queensland Sport and Athletics Centre will host the athletics events.</p> <p><em>Today</em> host and Brisbane native Karl Stefanovic has labelled the plan as a “seismic international embarrassment” and in a strange turn of events, even offered up a good suggestion for how to fix it.</p> <p>“So how about we share the Olympics across the country, opening ceremonies in all the major already existing stadiums, events split among world-class facilities and the rest of the events showcasing this great country to the world,” he said.</p> <p>“We’ll have the triathlon on the Gold Coast, the cycling in Far North Queensland, the surfing at Bells Beach, the marathon past Uluru, the shooting in Longreach, it could be a magnificent two-week tourism ad for this country, leaving a legacy that’s cheaper."</p> <p>“Our athletes deserve the very best, so if Queensland can’t do it, let’s share it. ”</p> <p>It seems Karl isn't the only one up in arms over the decision to not build a new stadium, as a group of high-profile Aussie Olympians penned an open letter to the premier, imploring him to "revisit the decision". </p> <p>The letter states, "We all remember the magnificent event that Sydney put on in 2000. Queensland deserves something equally spectacular, without a centrepiece that would reek of compromise." </p> <p>The letter was signed by 14 current and former Australian Olympians including Grant Hackett, Sally Pearson, Leisel Jones and more. </p> <p><em>Image credits: Today </em></p>

Money & Banking

Bold idea sees hotel offer thousands in cash back if it rains

<p>In a move that's making waves in the travel industry, a posh hotel in the heart of Singapore has rolled out a revolutionary offer: rain insurance. Yes, you heard it right – rain insurance!</p> <p>InterContinental Singapore, a sanctuary for jet-setters seeking respite from both the humidity and the occasional tropical deluge, has unleashed a game-changer for travellers. Dubbed the "Rain Resist Bliss Package", this offer promises to keep your spirits high even when the rain gods decide to throw a dampener on your plans.</p> <p>Picture this: you've booked your suite at this 5-star haven, eagerly anticipating your Singapore escapade. But lo and behold, the forecast takes a turn for the soggy, threatening to rain on your parade – quite literally. Fear not, dear traveller, for with the Rain Resist Bliss Package, you can breathe easy knowing that if your plans get drenched, your wallet won't.</p> <p>Now, you might be wondering, how does this rain insurance work? Well, it's as simple as Singapore Sling on a sunny day. If the heavens decide to open up and rain on your parade for a cumulative 120 minutes within any four-hour block of daylight hours (that's 8am to 7pm for those not on island time), you're entitled to a refund equivalent to your single-night room rate. The package is available exclusively for suite room bookings starting from $SGD850 per night – so that’s around $965 rain-soaked dollars back in your pocket, no questions asked. No need to jump through hoops or perform a rain dance – just sit back, relax, and let the rain do its thing.</p> <p>And fret not about having to keep an eye on the sky – the clever folks at InterContinental Singapore have got you covered. They're tapping into the data from the National Environmental Agency Weather Station to automatically trigger those rain refunds. It's like having your own personal meteorologist ensuring that your plans stay as dry as your martini.</p> <p>But hey, if the rain does decide to crash your party, fear not! The hotel has an array of dining options to keep your tastebuds entertained while you wait for the clouds to part. And let's not forget, Singapore isn't just about sunshine and rainbows – there are plenty of indoor activities to keep you occupied, from feasting at Lau Pa Sat for an authentic hawker experience to retail therapy at Takashimaya.</p> <p>And here's a silver lining to those rain clouds: fewer tourists! That's right, while others might be scrambling for cover, you could be enjoying shorter lines, less crowded attractions, and even snagging better deals on accommodations. Plus, let's not overlook the fact that the rain brings a welcome respite from the tropical heat, making outdoor adventures all the more enjoyable once the showers subside.</p> <p>So, pack your umbrella and leave your worries behind. With InterContinental Singapore's Rain Resist Bliss Package, you can embrace the unpredictable and turn even the rainiest of days into a memorable adventure. After all, as they say, when life gives you lemons, make Singapore Slings and dance in the rain!</p> <p><em>Images: InterContinental Singapore / Getty Images</em></p>

International Travel

Sunscreen: why wearing it even in winter could be a good idea

<p><em><a href="https://theconversation.com/profiles/karl-lawrence-404481">Karl Lawrence</a>, <a href="https://theconversation.com/institutions/kings-college-london-1196">King's College London</a></em></p> <p>Sunscreen has taken centre stage in many skincare routines, especially among those hoping to prevent visible signs of ageing. But while it makes sense to wear sunscreen every day in the summer when the sun’s rays are most powerful, many may wonder whether there’s any benefit of wearing sunscreen daily in the winter months.</p> <p>The sun’s radiation can reach us during all times of the year. This means that in both summer and winter, we are exposed to infrared radiation, as well as UVA and UVB rays.</p> <p>UVB is mainly responsible for sunburn and DNA damage – and can also <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3709783/">cause skin cancers</a> as a result of long-term exposure. UVA radiation does contribute to these processes somewhat, but it’s less effective at doing so. UVA can penetrate deeper into the skin, however, which can damage the collagen – a key part of the skin that keeps it firm and elastic. This can cause the <a href="https://pubmed.ncbi.nlm.nih.gov/25234829/">skin to age faster</a>, leading to wrinkles, fine lines and changes in pigmentation.</p> <p>The amount of UVA and UVB radiation that reaches the Earth’s surface changes across the seasons. This is due to the angle of the Sun in the sky, as well as other factors such as latitude and time of day.</p> <p>For example, let’s compare how <a href="https://onlinelibrary.wiley.com/doi/full/10.1111/php.12422">UVA and UVB radiation varies</a> at solar noon in London, UK and Kuala Lampur, Malaysia (which is near the equator).</p> <p>In latitudes closer to the equator (such as in Kuala Lampur), the amount of UVA and UVB radiation throughout the year remains fairly consistent. But in higher latitudes, such as London, there’s almost no UVB radiation throughout the winter months – whereas there’s still some UVA radiation.</p> <p>Not only that, but people living further from the equator may tend to spend less time exposed to the Sun in winter due to the colder temperatures and variable weather. And when they do go outside, they may cover their skin up – usually leaving only their face exposed to the Sun for much shorter periods of time.</p> <p>But UVA radiation can still penetrate through clouds and windows. While our exposure to these rays is probably minimal, skin damage from UV exposure is <a href="https://www.sciencedirect.com/science/article/pii/S0079610706000162">accumulated over decades</a>, so anything that can be done to reduce exposure (and damage) over time may be beneficial. This is also true of UVB exposure – although it is less relevant in winter months at higher latitudes.</p> <p>This may be where daily sunscreen use during the winter is still of benefit. Sunscreens are formulated to reduce exposure to <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6978633/">both UVB and UVA rays</a> – although they are usually more effective at reducing exposure to UVB radiation. They have been designed in this way to prevent the most damaging effects of the Sun, such as sunburn and DNA damage. The impact of exposure to UVA radiation has only been considered more recently.</p> <p>Numerous studies have shown regular sunscreen use over many years is effective at <a href="https://onlinelibrary.wiley.com/doi/10.1111/phpp.12109">preventing skin damage</a>, photoaging and skin cancers. The most robust trials suggest daily sunscreen use is most effective, but this will be dependent on the factors discussed above.</p> <h2>The effects of altitude and snow</h2> <p>One place where winter sunscreen use is especially important is when skiing or snowboarding – or when you’re otherwise going to be outside for extended periods of time, at higher altitudes on snow-covered mountains.</p> <p>Both altitude and snow can increase the doses of <a href="https://www.who.int/news-room/questions-and-answers/item/radiation-ultraviolet-(uv)">UVA and UVB radiation</a> a person receives. Snow can reflect up to 80% of UV radiation emitted by the Sun – effectively almost doubling the doses received. Also, for every 1,000-foot increase in altitude, there’s a 10% increase in UV exposure. This is why it’s essential to protect the skin and eyes by wearing sunscreen, protective clothing and sunglasses that block both types of UV ray. This is also true when spending time in snowy environments, such as when hiking or skating.</p> <p>Sunscreens are generally regarded as safe and tend to have few adverse effects, so you don’t need to worry too much about wearing one throughout the year. However, there are some points to consider, especially if you have skin conditions. For example, sunscreen can <a href="https://www.byrdie.com/does-sunscreen-cause-acne-or-help-it-7546147">exacerbate acne</a> and cause <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7759112/">irritation and allergic reactions</a> – although these are rare.</p> <p>There are also emerging concerns from regulatory agencies about the <a href="https://jamanetwork.com/journals/jama/fullarticle/2759002">absorption of UV filters into the body</a>. However, the consequences of such absorption and the potential affects on health are not well defined and require more research.</p> <p>Still, the benefits of sunscreen have been widely demonstrated – as has their safety. So if you want to prevent premature signs of ageing, it’s important to use sunscreen at all times you may be exposed to the Sun – especially in the summer months. While the benefits of wearing sunscreen in winter are less well defined, there’s probably no harm in wearing one if you want to.</p> <p>If you decide to use sunscreen in winter, use ones that have broad spectrum five-star UVA protection. For day-to-day use, high SPF sunscreens are unlikely to provide a large benefit, particularly if spending only short periods outside. However, if skiing, a <a href="https://www.jaad.org/article/S0190-9622(17)31086-1/fulltext">high-SPF sunscreen</a> with five-star UVA protection would be beneficial.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/219640/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/karl-lawrence-404481"><em>Karl Lawrence</em></a><em>, Research fellow, <a href="https://theconversation.com/institutions/kings-college-london-1196">King's College London</a></em></p> <p><em>Image credits: </em><em>Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/sunscreen-why-wearing-it-even-in-winter-could-be-a-good-idea-219640">original article</a>.</em></p>

Beauty & Style

Woman's hilarious baby name idea sparks divided response

<p>When it comes to choosing a name for your child, people pull inspiration from many different places. </p> <p>For a lot of families, people use the names of grandparents or traditional family names to carry on to the next generation, while others may choose to use more modern and unique names to break the mould. </p> <p>But now, one Aussie baby name consultant has sparked a flood of hilarious responses as she asked a question about how to select a name based on the place you met your child's other parent.</p> <p>While the expert Michelle Casey may have been implying names such as cities or countries, others were quick to share their own hilarious interpretation. </p> <p>Among the standout suggestions were "Rehab", "Delusion", "Gas Station", and "Church Parking Lot", before people then offered up the names of dating apps such as "Tinder" or "Bumble". </p> <p>All hope wasn't lost, however, as a few couples shared their heartwarming stories of where the unusual concept actually worked out.</p> <p>"We did just that," one person commented, "Our two year old is named Olive. We met working at Olive Garden as teenagers."</p> <p>While someone else shared their daughter Julia was named after her parents meeting place, "Saint Julian's in Malta".</p> <p><em>Image credits: Getty Images</em></p>

Family & Pets

Why it’s a bad idea to mix alcohol with some medications

<p><em><a href="https://theconversation.com/profiles/nial-wheate-96839">Nial Wheate</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>; <a href="https://theconversation.com/profiles/jasmine-lee-1507733">Jasmine Lee</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>; <a href="https://theconversation.com/profiles/kellie-charles-1309061">Kellie Charles</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>, and <a href="https://theconversation.com/profiles/tina-hinton-329706">Tina Hinton</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>Anyone who has drunk alcohol will be familiar with how easily it can lower your social inhibitions and let you do things you wouldn’t normally do.</p> <p>But you may not be aware that mixing certain medicines with alcohol can increase the effects and put you at risk.</p> <p>When you mix alcohol with medicines, whether prescription or over-the-counter, the medicines can increase the effects of the alcohol or the alcohol can increase the side-effects of the drug. Sometimes it can also result in all new side-effects.</p> <h2>How alcohol and medicines interact</h2> <p>The chemicals in your brain maintain a delicate balance between excitation and inhibition. Too much excitation can lead to <a href="https://www.medicalnewstoday.com/articles/324330">convulsions</a>. Too much inhibition and you will experience effects like sedation and depression.</p> <p><iframe id="JCh01" class="tc-infographic-datawrapper" style="border: none;" src="https://datawrapper.dwcdn.net/JCh01/1/" width="100%" height="400px" frameborder="0"></iframe></p> <p>Alcohol works by increasing the amount of inhibition in the brain. You might recognise this as a sense of relaxation and a lowering of social inhibitions when you’ve had a couple of alcoholic drinks.</p> <p>With even more alcohol, you will notice you can’t coordinate your muscles as well, you might slur your speech, become dizzy, forget things that have happened, and even fall asleep.</p> <p>Medications can interact with alcohol to <a href="https://awspntest.apa.org/record/2022-33281-033">produce different or increased effects</a>. Alcohol can interfere with the way a medicine works in the body, or it can interfere with the way a medicine is absorbed from the stomach. If your medicine has similar side-effects as being drunk, those <a href="https://www.drugs.com/article/medications-and-alcohol.html#:%7E:text=Additive%20effects%20of%20alcohol%20and,of%20drug%20in%20the%20bloodstream.">effects can be compounded</a>.</p> <p>Not all the side-effects need to be alcohol-like. Mixing alcohol with the ADHD medicine ritalin, for example, can <a href="https://www.healthline.com/health/adhd/ritalin-and-alcohol#side-effects">increase the drug’s effect on the heart</a>, increasing your heart rate and the risk of a heart attack.</p> <p>Combining alcohol with ibuprofen can lead to a higher risk of stomach upsets and stomach bleeds.</p> <p>Alcohol can increase the break-down of certain medicines, such as <a href="https://www.sciencedirect.com/science/article/abs/pii/S0149763421005121?via%3Dihub">opioids, cannabis, seizures, and even ritalin</a>. This can make the medicine less effective. Alcohol can also alter the pathway of how a medicine is broken down, potentially creating toxic chemicals that can cause serious liver complications. This is a particular problem with <a href="https://australianprescriber.tg.org.au/articles/alcohol-and-paracetamol.html">paracetamol</a>.</p> <p>At its worst, the consequences of mixing alcohol and medicines can be fatal. Combining a medicine that acts on the brain with alcohol may make driving a car or operating heavy machinery difficult and lead to a serious accident.</p> <h2>Who is at most risk?</h2> <p>The effects of mixing alcohol and medicine are not the same for everyone. Those most at risk of an interaction are older people, women and people with a smaller body size.</p> <p>Older people do not break down medicines as quickly as younger people, and are often on <a href="https://www.safetyandquality.gov.au/our-work/healthcare-variation/fourth-atlas-2021/medicines-use-older-people/61-polypharmacy-75-years-and-over#:%7E:text=is%20this%20important%3F-,Polypharmacy%20is%20when%20people%20are%20using%20five%20or%20more%20medicines,take%20five%20or%20more%20medicines.">more than one medication</a>.</p> <p>Older people also are more sensitive to the effects of medications acting on the brain and will experience more side-effects, such as dizziness and falls.</p> <p>Women and people with smaller body size tend to have a higher blood alcohol concentration when they consume the same amount of alcohol as someone larger. This is because there is less water in their bodies that can mix with the alcohol.</p> <h2>What drugs can’t you mix with alcohol?</h2> <p>You’ll know if you can’t take alcohol because there will be a prominent warning on the box. Your pharmacist should also counsel you on your medicine when you pick up your script.</p> <p>The most common <a href="https://adf.org.au/insights/prescription-meds-alcohol/">alcohol-interacting prescription medicines</a> are benzodiazepines (for anxiety, insomnia, or seizures), opioids for pain, antidepressants, antipsychotics, and some antibiotics, like metronidazole and tinidazole.</p> <p>It’s not just prescription medicines that shouldn’t be mixed with alcohol. Some over-the-counter medicines that you shouldn’t combine with alcohol include medicines for sleeping, travel sickness, cold and flu, allergy, and pain.</p> <p>Next time you pick up a medicine from your pharmacist or buy one from the local supermarket, check the packaging and ask for advice about whether you can consume alcohol while taking it.</p> <p>If you do want to drink alcohol while being on medication, discuss it with your doctor or pharmacist first.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223293/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/nial-wheate-96839"><em>Nial Wheate</em></a><em>, Associate Professor of the School of Pharmacy, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>; <a href="https://theconversation.com/profiles/jasmine-lee-1507733">Jasmine Lee</a>, Pharmacist and PhD Candidate, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>; <a href="https://theconversation.com/profiles/kellie-charles-1309061">Kellie Charles</a>, Associate Professor in Pharmacology, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a>, and <a href="https://theconversation.com/profiles/tina-hinton-329706">Tina Hinton</a>, Associate Professor of Pharmacology, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-its-a-bad-idea-to-mix-alcohol-with-some-medications-223293">original article</a>.</em></p>

Body

Boss slammed for demanding "insane" farewell gift contribution

<p>A boss in London has been slammed after asking his employees to chip in almost $100 each for an expensive farewell gift for a co-worker. </p> <p>In a TikTok, London-resident Ben Askins read out the anonymous submission from one of the employees who was fed up after his manager “forced” everyone in the team to contribute because it was "compulsory". </p> <p>“Hey, noticed you hadn’t paid into the leaving present for Josh yet. Can you send me the £50 (AU$95) today? I want to put the purchase in by the end of the day,” the boss said in the text.</p> <p>Shocked by the "insane" amount of money, the employee replied: “Can I ask why it is so expensive?</p> <p>“Money is a little tight right now and to be asked to put in so much feels like a lot.”</p> <p>However, the manager didn't take his employee's financial situation into consideration, and said: “Josh has led the company for three years now and I think it’s nice gesture to show our appreciation.” </p> <p>The employee hit back: “I appreciate that but he makes so much more money than me and for me to be asked to put in so much feels weird especially as I never really worked with him”.</p> <p>But, the manager insisted that the employee needed to make a contribution. </p> <p>“This is compulsory I am afraid, it is not fair for me to ask some people and not others. Besides it isn’t that much all things considered," he said, and the employee conceded. </p> <p>It is unclear what happened after, but the texts have gone viral with over 2.2 million views thanks to Askins' <a href="https://www.tiktok.com/@ben.askins/video/7307322849407028513" target="_blank" rel="noopener">video</a>.</p> <p>Askins, who’s a managing director and co-founder of a digital agency, weighed in on the ordeal. </p> <p>“I don’t like this at all. I don’t mind leaving presents as a concept, right? But companies should pay it,” he said.</p> <p>“Companies should take responsibility, set a budget and they should pay for themselves. If you want to get something small for your best mate at work, that’s totally different, that’s well within your right.</p> <p>“But this sort of compulsory, ‘everyone’s got to chip in’, I absolutely hate," he added. </p> <p>He also said that the manager's actions are "really poor" and asking for that amount "is just ridiculous, it’s an insane amount". </p> <p>“It might not be much money for him but it is clearly a lot for this person so it’s just not fair what he’s doing,” he concluded. </p> <p><em>Images: TikTok</em></p>

Retirement Life

Mum left shocked and distraught after Christmas gifts were stolen

<p>A young mum from Melbourne is "fuming" after a pile of Christmas gifts were stolen from her front porch. </p> <p>Mother-of-three Jasmine Yoong captured the young man allegedly taking five presents from her front door, which were due to be picked up by a courier and delivered to her friends. </p> <p>CCTV video captured the man stealing gifts from the front of the home in Melbourne’s west on Wednesday, holding them close to his chest before he threw them into his car and made a break for it.</p> <p>After discovering the footage of her gifts being stolen, Yoong decided to turn to TikTok in an attempt to get her presents back before going to the police. </p> <p>“I was so angry in that moment, I was so ... I was fuming,” she told <a href="https://7news.com.au/news/mum-fuming-after-man-allegedly-steals-christmas-presents-from-melbourne-home-c-12915860" target="_blank" rel="noopener"><em>7News</em></a>.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C03juMwJL3b/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C03juMwJL3b/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by 7NEWS Melbourne (@7newsmelbourne)</a></p> </div> </blockquote> <p>The 27-year-old mum took to social media to expose the opportunistic crook.</p> <p>“All that hard work for you to come and steal them off my front door when the postman was collecting them, and then he couldn’t collect them. Why? Because you stole them,” she said in the video, which reached more than two million views in one day.</p> <p>“All I want is my five parcels back.”</p> <p>Yoong admitted the idea may “sound stupid” but she hoped the video would find him.</p> <p>“My initial thought was, all right , let me go to the police straightaway,” she said.</p> <p>“I thought, well, what can I do to actually increase my chances of getting it back. I’ve seen TikTok do some pretty crazy things."</p> <p>“I didn’t want to ruin his life if it was just a snap of the moment decision, you know. I wanted to give him a chance to do the right thing, make it right.”</p> <p>Her TikTok video reached a worker at a nearby McDonalds, who said they had seen the man in fast food restaurant just before the presents were stolen. </p> <p>“He was apparently causing a ruckus, disrupting diners,” Yoong said.</p> <p>Yoong contacted her local police to report the theft after the parcels were not returned.</p> <div> <p>Her message to the crook is simple: “Just don’t take from others.”</p> <p>“It’s just a shortcut to steal from others ... everyone needs to work hard to get what they have,” she said.</p> <p><em>Image credits: 7News</em></p> </div>

Legal

Gift-giving taboos that aren’t as bad as you think

<p><em><a href="https://theconversation.com/profiles/mary-steffel-213379">Mary Steffel</a>, <a href="https://theconversation.com/institutions/northeastern-university-1644">Northeastern University</a> and <a href="https://theconversation.com/profiles/elanor-williams-213382">Elanor Williams</a>, <a href="https://theconversation.com/institutions/indiana-university-1368">Indiana University</a></em></p> <p>There are many social norms that dictate gift-giving, including when, how and what to give as gifts.</p> <p>Interestingly, these norms don’t seem to be about making sure that recipients get the gifts they want. What makes for a good or bad gift often differs in the eyes of givers and recipients.</p> <p>In fact, behavioral science research shows that gifts that may seem “taboo” to givers might actually be better appreciated by recipients than they might think.</p> <h2>Taboo #1: giving money</h2> <p>Givers often worry that giving cash or gift cards might be seen as impersonal, thoughtless or crass. Yet <a href="http://static1.squarespace.com/static/5399fab2e4b083bff5af4518/t/5499c4fee4b0bb5843a0b371/1419363582068/Giver-Recipient+Discrepancies+in+Gift+Giving+Draft+12-17-14+FINAL.pdf">research</a> we have done with Robyn LeBoeuf of Washington University in St Louis shows that recipients prefer these more versatile gifts more than givers think they do.</p> <p>We find that givers underestimate how much recipients like seemingly impersonal monetary gifts, mistakenly thinking that they’ll prefer a traditional gift to a gift card, for instance, or a gift card to cash, when the opposite is true. And, contrary to givers’ expectations, recipients think that these less personal gifts are more thoughtful, too.</p> <p>Why don’t givers realize this? We find that givers tend to focus on recipients’ enduring traits and tastes and choose gifts that are tailored to those characteristics, and recipients are more likely to focus on their varying wants and needs and prefer gifts that give them the freedom to get whatever they currently need or desire most.</p> <p>Prompting givers to shift their focus from what recipients <em>are</em> like to what they <em>would</em> like makes them more likely to choose the versatile gifts that recipients prefer.</p> <h2>Taboo #2: giving a practical gift</h2> <p>A classic sitcom plotline involves the <a href="http://tvtropes.org/pmwiki/pmwiki.php/Main/GiftGivingGaffe">gift-giving gaffe</a>, with a prime example being the husband who buys his wife a vacuum cleaner or something else practical when the occasion seems to call for something more sentimental.</p> <p>These blundering husbands might not be as wrong as you’d think, though: research suggests that practical gifts are actually better-liked by recipients than givers expect. For instance, <a href="https://msbfile03.usc.edu/digitalmeasures/wakslak/intellcont/baskin%20wakslak%20trope%20novemsky%20(2014)-1.pdf">research</a> by Ernest Baskin of Saint Joseph’s University and colleagues demonstrates that givers tend to focus on how desirable a gift is, when recipients might prefer they think a little more about how easy that gift is to use.</p> <p>A gift certificate to the best restaurant in the state might not be so great a gift if it takes three hours to get there; your recipient might think that a gift certificate to a less noteworthy but closer restaurant is actually a better gift.</p> <p>In fact, even gifts that aren’t much fun at all, like the fabled vacuum cleaner, can make for great gifts in recipients’ eyes. <a href="https://static1.squarespace.com/static/50a5e160e4b0e80bad9bfe3d/t/567755bbc21b8664a205e822/1450661307640/SJDM+2015+Submission_ER_EFW.pdf">Work</a> that Williams has done with Emily Rosenzweig of Tulane University shows that recipients have a stronger preference for useful rather than fun gifts than givers expect them to have.</p> <p>We find that the best gifts people have received are much more useful than the best gifts they think they have given, and they want givers to put less emphasis on the fun features of a gift and more emphasis on its useful features than they themselves would when picking out a gift to give to someone else.</p> <h2>Taboo #3: giving an ‘uncreative’ gift</h2> <p>Givers often feel pressure to think of creative gifts that demonstrate how much thought they put into the gift and how well they know the recipient.</p> <p>This means that, even when they are given explicit instructions on what to purchase, givers frequently ignore recipients’ wish lists or gift registries and instead try to come up with ideas for gifts by themselves. Givers think that their unsolicited gift ideas will be appreciated just as much as the ideas on wish lists and registries, but <a href="http://static1.squarespace.com/static/55dcde36e4b0df55a96ab220/t/55e746dee4b07156fbd7f6bd/1441220318875/Gino+Flynn+JESP+2011.pdf">recipients would rather</a> have the gifts they requested.</p> <p>Another implication of this is that givers often pass up gifts they know would be better-liked in favor of getting different gifts for each person they give a gift to, according to <a href="http://static1.squarespace.com/static/5399fab2e4b083bff5af4518/t/539a15b3e4b0bf580fb57539/1402607027977/SteffelLeBoeuf2014.pdf">research</a> by Steffel and LeBoeuf. Givers feel like they are being more thoughtful by getting something unique and creative for each person on their shopping list, but recipients would rather have what’s on the top of their wish list, especially if they are unlikely to compare gifts.</p> <p>We find that encouraging givers to consider what recipients would choose for themselves before choosing a gift makes them more likely to go ahead and get the same better-liked gift for more than one recipient.</p> <h2>Taboo #4: giving a gift that can’t be unwrapped</h2> <p>The very idea of exchanging gifts suggests to people that they need to give something that can be tied up with a pretty bow and then unwrapped, but, in fact, some of the best gifts aren’t things at all.</p> <p>A <a href="http://static1.squarespace.com/static/5394dfa6e4b0d7fc44700a04/t/547d589ee4b04b0980670fee/1417500830665/Gilovich+Kumar+Jampol+%28in+press%29+A+Wonderful+Life+JCP.pdf">wealth of research</a> has shown that money is often better spent on experiences than on material goods, and this seems to be true for gifts as well as personal purchases.</p> <p>Joseph Goodman of Washington University in St Louis and Sarah Lim of Seoul National University <a href="http://apps.olin.wustl.edu/faculty/goodman/Giving%20Happiness.pdf">have found</a> that givers think that material items that can be physically exchanged and unwrapped make for better gifts, when gifts that are experiences actually make recipients happier.</p> <p>Experiential gifts have benefits beyond simply boosting their recipients’ enjoyment, as well. Cindy Chan of the University of Toronto and Cassie Mogilner of the University of Pennsylvania <a href="https://www.rotman.utoronto.ca/-/media/Files/Programs-and-Areas/Marketing/papers/ChanMogilner2013.pdf">have shown</a> that receiving an experiential gift prompts stronger emotional reactions in recipients, and this makes them feel closer to the person who gave them the gift. In other words, opt for the swing dance lessons over the sweater – it will make the recipient happier, and bring the two of you closer together, to boot.</p> <h2>If you still can’t think of a gift…</h2> <p>Gift-giving, especially around the holidays, can be a stressful process for both giver and recipient. An understanding of which gift-giving norms are misguided can perhaps relieve some of this stress and lead to better gifts and happier recipients (and givers, too).</p> <p>But even if givers ignore this advice, there is hope: one last taboo to bust is the taboo on regifting. According Gabrielle Adams of the London Business School and colleagues, givers <a href="http://www.people.hbs.edu/mnorton/adams%20flynn%20norton.pdf">aren’t as bothered</a> by regifting as recipients think.</p> <p>Even if what you get is not what you want, you can pass it along to someone else, and hope that next time, the norms will work in your favor.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/52293/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/mary-steffel-213379"><em>Mary Steffel</em></a><em>, Assistant Professor of Marketing, <a href="https://theconversation.com/institutions/northeastern-university-1644">Northeastern University</a> and <a href="https://theconversation.com/profiles/elanor-williams-213382">Elanor Williams</a>, Assistant Professor, <a href="https://theconversation.com/institutions/indiana-university-1368">Indiana University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/gift-giving-taboos-that-arent-as-bad-as-you-think-52293">original article</a>.</em></p>

Money & Banking

The 4 biggest gift-giving mistakes, according to a consumer psychologist

<p><em><a href="https://theconversation.com/profiles/julian-givi-1395671">Julian Givi</a>, <a href="https://theconversation.com/institutions/west-virginia-university-1375">West Virginia University</a></em></p> <p>A good gift can elicit a surge of happiness and gratitude in the recipient. It also feels great to give, <a href="https://theconversation.com/whats-the-point-of-holiday-gifts-173306">with psychologists finding</a> that the joy of giving a gift is more pronounced than the pleasure of receiving one.</p> <p>Unfortunately, there are times when you receive a gift and you have to force a smile and fake your gratitude.</p> <p>I’m a consumer psychologist <a href="https://scholar.google.com/citations?user=wjAq_TcAAAAJ&hl=en">who specializes in gift-giving research</a> – in particular, gift-giving mistakes.</p> <p>Here are four of the most common ones.</p> <h2>1. Prioritizing the big reveal</h2> <p>One way givers can err is by focusing too much on <a href="https://doi.org/10.1177/0963721416656937">the moment the recipient will open the gift</a>.</p> <p>Givers want their gift to be <a href="https://doi.org/10.1086/675737">desirable</a>. They hope <a href="https://doi.org/10.1016/j.jesp.2011.03.015">to surprise</a> the recipient and <a href="http://dx.doi.org/10.2139/ssrn.2733341">put a smile</a> on their face.</p> <p>A chocolate fondue fountain might meet these criteria – it’s quirky and sure to elicit curiosity and smiles from onlookers.</p> <p>However, when people receive a gift, they care less about the moment the bow comes off, and instead think about the weeks and months ahead.</p> <p>People want gifts that are <a href="https://www.acrwebsite.org/volumes/1023703/volumes/v45/NA-45">useful</a> and <a href="https://doi.org/10.1086/675737">reliable</a> and <a href="https://doi.org/10.1016/j.jesp.2011.03.015">meet their needs</a>.</p> <p>How often would a chocolate fondue fountain realistically be used?</p> <p>Compare that to a new coffee maker, which could see action every day. Sure, it isn’t a novelty – and probably won’t elicit “oohs” and “ahhs” on Christmas Day – but the recipient will be quite happy to have it on hand when their alarm rings each morning.</p> <h2>2. Unique and new are overrated</h2> <p>Another factor that can lead givers to go wrong involves unwritten rules for what constitutes good gift-giving practices.</p> <p>Givers often focus on these rules more than they should. For example, they may <a href="https://doi.org/10.1016/j.jbusres.2020.05.023">avoid giving the same gift</a> to someone in back-to-back years because this goes against the norm of giving a unique gift each year. Givers also often <a href="https://doi.org/10.1348/014466604x23428">refrain from giving used products</a> as gifts because this violates the unspoken rule that a gift should be brand new.</p> <p>In contrast, recipients are quite open to gifts that violate these norms.</p> <p>If someone loves a certain type of wine, they’re <a href="https://doi.org/10.1016/j.jbusres.2020.05.023">more than happy to receive it</a> in subsequent years. And if one digital camera is lightly used but possesses several innovative features, while another is new but has fewer features, people <a href="https://doi.org/10.1348/014466604x23428">are happy to receive the used one</a>.</p> <h2>3. Being risk-averse</h2> <p>Givers can make missteps when they avoid gifts that they see as too risky.</p> <p>Consider sentimental gifts, like a scrapbook or a nostalgic memento.</p> <p>Studies have shown that recipients <a href="https://doi.org/10.1016/j.jcps.2017.06.002">love these gifts</a>; they <a href="https://doi.org/10.1037/pspa0000036">elicit happiness for extended periods of time</a>.</p> <p>Givers, however, tend to <a href="https://doi.org/10.1016/j.jcps.2017.06.002">shy away from sentimental gifts</a> because they see them risky – sure, they could be a home run, but they could also whiff. Doubts can creep into shoppers’ heads as they consider sentimental gifts: What if it comes across as sappy? What if the recipient thinks I’m being cheap?</p> <p>And so people tend to opt for <a href="https://www.sciencedirect.com/science/article/abs/pii/S105774081730044X">safer, superficial gifts</a> that they assume will be at least somewhat well-liked. Or, to continue with the baseball analogy, givers are happy to take the sure single.</p> <p>As another example, consider material goods versus experiences.</p> <p>When giving gifts, people often opt for <a href="https://doi.org/10.1093/jcr/ucy010">tangible objects over experiences</a> because material goods are on the safer side – almost everyone could use a new appliance or a new shirt. Experiences are trickier; they require a bit more of an understanding of who the recipient truly is – not everyone loves going to see the symphony.</p> <p>Yet recipients tend to be <a href="https://doi.org/10.1002/jcpy.1281">more open to experiences than givers anticipate</a> – and these gifts <a href="https://www.acrwebsite.org/volumes/1017575/volumes/v42/NA-42">are actually more likely to make people happier</a> than material goods.</p> <h2>4. Does the thought really count?</h2> <p>Givers can also err by wanting their gift to appear especially thoughtful.</p> <p>Of course, recipients appreciate thoughtfulness – but not when it comes at the expense of receiving something that’s actually useful.</p> <p>This plays out when givers are shopping for multiple people. They’ll often <a href="https://doi.org/10.1086/674199">choose unique gifts for each recipient</a>, rather than give the same gift to everyone, because a distinct gift for each person will make them feel as though they put more time and effort into gift selection. People do this even if they realize that some recipients will be receiving less desirable gifts.</p> <p>You’ll also see this happen with <a href="https://www.acrwebsite.org/volumes/1020146/volumes/v43/NA-43">gift cards</a>. Givers often choose specific gift cards – to a particular clothing store or restaurant, for example – that reflect the interests or tastes of the recipient.</p> <p>But recipients are more open to gift cards that give them more flexibility and freedom – think an Amazon or Visa gift card. That way, they can decide whether to splurge on a new sweater, dine out at their favorite restaurant – or do both.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/195169/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/julian-givi-1395671">Julian Givi</a>, Assistant Professor of Marketing, <a href="https://theconversation.com/institutions/west-virginia-university-1375">West Virginia University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-4-biggest-gift-giving-mistakes-according-to-a-consumer-psychologist-195169">original article</a>.</em></p>

Money & Banking

Thief returns stolen truck with note of apology – and gifts!

<p>In the bustling world of Auckland cafés, where flat whites and smashed avocados reign supreme, one café owner recently found himself entangled in a plot that could rival a sitcom script.</p> <p>Varun Chada, the proud owner of Kati Street, had his beloved 4WD truck snatched right out from under his nose, leaving him in a state of disbelief that could only be rivalled by a magician's audience.</p> <p>Picture this: a sunny afternoon, the aroma of freshly brewed coffee wafting through the air, and Chada minding his own business when, suddenly, his trusty truck disappeared faster than a piece of cake at a weight loss support group meeting. The audacity! The cheek! Someone had the gall to pull off a vehicular heist right outside his beloved eatery.</p> <p>But it gets better.</p> <p>Four days later, as if the universe had decided to play a cosmic prank on poor Varun, the stolen truck made a triumphant return. Parked in the exact same spot, as if it had never embarked on a wild joyride. It was like the vehicular version of Houdini's vanishing act, only with less smoke and mirrors and more caffeinated confusion.</p> <p>To add a sprinkle of absurdity to the mix, the returned truck came with a heartfelt, handwritten letter of apology. Now, we applaud any criminal with the decency to apologise, but it seems this particular ne'er-do-well could use a grammar lesson or two. The apology note featured the word "sorry", albeit with a creative twist on spelling that would make any English teacher cringe.</p> <p>“I couldn’t believe it,” Chada <a href="https://www.nzherald.co.nz/nz/watch-cafe-owners-stolen-truck-returned-with-sorry-note/VTWKKMRGR5AOTNIQGJNKBP6H7E/" target="_blank" rel="noopener">told The NZ Herald</a>. "The first time I thought I was losing my mind because I’d just walked inside, and the second time I rocked up, and it was parked there."</p> <p>As it turns out, the thief, in an attempt to excuse their vehicular misdeed, claimed to be a bit 'drunk' and in desperate need of a ride home. Because, you know, grand theft auto is a completely acceptable solution to a night out with one too many beers.</p> <p>"It was exactly where I’d parked it," Chada explained, "and I walked up to the window and there was a note inside it saying ‘hey mate sorry but I borrowed your car, was a bit drunk’ and none of us could believe it." </p> <p>But here's the twist that turns this tale into a comedy goldmine – the thief not only returned the truck unscathed but also left some new toys in the back for Chada's young son! It's like they momentarily transformed from a rogue car bandit to the world's most peculiar Santa Claus.</p> <p>Despite the surreal nature of the ordeal, Chada seems to be taking it all in stride. “I’m not condoning what they did is fine, but I mean, they gave it back and they said sorry, so, I don’t know, I’m just stoked to get it back, put it that way.”</p> <p>The saga has become the talk of the town, with Chada's Facebook and community pages buzzing with activity. Social media, the modern-day town square, has played a pivotal role in the unfolding drama, with hundreds of likes, shares and comments turning the café owner into an unintentional social media influencer.</p> <p>As for the truck, it's currently parked at Chada's house, awaiting the forensic scrutiny of the police. The investigation continues, but in the meantime, Aucklanders are left scratching their heads, wondering if their next caffeine fix might come with a side of unexpected vehicular shenanigans.</p> <p><em>Images: Facebook</em></p>

Legal

“Now THIS is a gift I can get behind”: Couple praised for unusual wedding request

<p dir="ltr">A young couple have come up with an inventive way to pay off a speeding fine, while asking their friends and family to contribute to the cost. </p> <p dir="ltr">Annabelle and James, from Texas in the US, were less than three weeks away from their wedding when James unfortunately received a speeding fine in the mail. </p> <p dir="ltr">With their wedding budget already at capacity, the young couple weren’t sure how they were going to be able to fork out for the $231 fine. </p> <p dir="ltr">However, they came up with a genius way to deal with the fine: by adding it to their wedding gift registry. </p> <p dir="ltr">Annabelle shared their great idea to TikTok, writing, “Wedding in 26 days, timing couldn't be better.”</p> <div class="embed" style="font-size: 16px; box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; outline: none !important;"><iframe class="embedly-embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border-width: 0px; vertical-align: baseline; width: 600px; max-width: 100%; outline: none !important;" title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7288095171068103982&display_name=tiktok&url=https%3A%2F%2Fwww.tiktok.com%2F%40imthatgurlneb%2Fvideo%2F7288095171068103982&image=https%3A%2F%2Fp16-sign.tiktokcdn-us.com%2Fobj%2Ftos-useast5-p-0068-tx%2FokrbI8IiAf2R6neDQgBDaXXCZ2DEJl8SgCBJIz%3Fx-expires%3D1697760000%26x-signature%3DdT%252FKt%252BrdEhkr8paiK0OSLVuZj0g%253D&key=59e3ae3acaa649a5a98672932445e203&type=text%2Fhtml&schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></div> <p dir="ltr">In the video, Annabelle showed her fiancé James sitting in front of a computer holding an envelope containing the $231 penalty for driving over the speed limit. </p> <p dir="ltr">“Feel free to support James in his down-bad era on The Knot at Annabelle and James's Wedding Registry,” she wrote in the caption of the clip. </p> <p dir="ltr">In the 15-second-clip, Annabelle showed their registry list on the computer screen, focusing on a section for 'cash fund' on their digital gift wish list and a picture of a police officer issuing the fine.</p> <p dir="ltr">She then zoomed in on James updating their registry, writing 'PLEASE HELP,' as he added the speeding fine to the cash fund.</p> <p dir="ltr">The video has racked up hundreds of thousands of views, with many people praising their inventive way of repaying the fine. </p> <p dir="ltr">“Now this is a wedding gift I can get behind,” one viewer declared.</p> <p dir="ltr">Others also flocked to the comments to share similar stories that happened around their own wedding days. </p> <p dir="ltr">“I got a speeding ticket the night before our wedding... guess it happens to the best of us,” added one person.</p> <p dir="ltr">“My husband got a speeding ticket the day of our rehearsal dinner, so very relatable,” agreed another. </p> <p dir="ltr">Image credits: TikTok</p>

Relationships

Give the gift of luxury on any budget

<p dir="ltr">As the weather starts to warm up, a lot of us are kick starting our summer holiday and Christmas plans. </p> <p dir="ltr">While trips away and what’s on the menu for Christmas lunch are obviously vitally important, it's also good to get a jump on buying Christmas presents for your loved ones. </p> <p dir="ltr">It can be hard to think of a thoughtful gift for that special someone, especially when that person may seemingly have everything. </p> <p dir="ltr">Luckily, L’Occitane’s Christmas gift giving guide has you covered. </p> <p dir="ltr">Featuring everything from affordable stocking fillers, to the most luxurious product packs, the L’Occitane 2023 Christmas collection is certain to have something for everyone. </p> <p dir="ltr">For those looking to really spoil their loved one, they have limited edition sets for the ultimate pamper experience. </p> <p dir="ltr">This year, L’Occitane have three collections on offer, each featuring heavenly scents and full-sized products for $129 each. </p> <p dir="ltr">For those on a tighter budget, or those looking to add in a little extra something special as a stocking filler, L’Occitane’s iconic mini baubles are back for another year. </p> <p dir="ltr">The baubles feature a range of mini products in varying scents for $25, giving each person a chance to fall in love with their new favourite product before committing to a full size version. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/ClnauzdvCFO/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/ClnauzdvCFO/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by L’Occitane en Provence | ANZ (@loccitaneanz)</a></p> </div> </blockquote> <p dir="ltr">L’Occitane has a whole range of stocking fillers available, such as hand cream packs, deluxe Christmas crackers, and much more. </p> <p dir="ltr">For those who simply can’t wait until December 25th to unwrap their L’Occitane goodies, the luxury brand has brought back their deluxe Advent Calendars for another year. </p> <p dir="ltr">With both the Classic and Deluxe beauty advent calendars on offer, enjoy a little luxury everyday of December until Christmas Day.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/CxIEHK7PDpG/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CxIEHK7PDpG/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by L’Occitane en Provence | ANZ (@loccitaneanz)</a></p> </div> </blockquote> <p dir="ltr">You can feel good about gifting L’Occitane goodies for Chrstmas this year, as the brand continues to make improvements to the materials they choose to package their products in. </p> <p dir="ltr">This year, L’Occitane has reduced the use of single-use materials by a further 8%, as they make it their mission to create a positive impact for both people and the planet. </p> <p dir="ltr">So when it comes to picking the perfect present for your loved ones this festive season, look no further than the luxuries of <a href="https://au.loccitane.com/">L’Occitane</a> to give the gift of indulgence to those who matter most. </p> <p dir="ltr"><em>Image credits: Instagram </em></p>

Beauty & Style

Aussie dad fuming over “disgusting” Father’s Day gift

<p dir="ltr">An Australian dad has been left fuming over a “disgusting” gift his six-year-old made for him at school for Father’s Day.</p> <p dir="ltr">Trent Howard from Perth was horrified when his young daughter handed him a paper activity dice that she made during class, featuring multiple ideas for dads when they’re having a bad day.</p> <p dir="ltr">“Frog for the times when you need to jump to it,” one side reads, while the others suggest Trent eat a Sherbie for when he’s lost all his “fizz” and a banana “for the days when you have ‘gone round the bend’”.</p> <p dir="ltr">However, he said it was the last option that left him “disgusted”, as it reads, “Bullet — take when all else fails.”</p> <p dir="ltr">The concerned father told <em><a href="https://www.9news.com.au/national/perth-dad-furious-after-daughter-given-disgusting-fathers-day-gift-from-teacher/c5e7f47f-fa77-477f-86af-b02aa314ec26#:~:text=A%20Perth%20dad%20has%20been%20left%20furious%20after,%22a%20bullet%20%5Bto%5D%20take%20when%20all%20else%20fails%22.">9News</a></em> that the gift is very worrying for his young daughter as it “promotes suicide”. </p> <p dir="ltr">“If you’ve had enough, shoot yourself, what else does it say? I have a weird sense of humour, that’s not part of any sense of humour to anybody,” he said.</p> <p dir="ltr">Trent and his wife, who “have suicide in [their] families”, complained to their daughter’s school over the tone deaf project, which has since apologised to all parents and promised to never recreate the activity.</p> <p dir="ltr">“They wanted to be funny, that was my interpretation of what the teacher had said to me. It wasn’t funny,” Trent’s wife Renea said.</p> <p dir="ltr">Mr Howard said the gift highlighted a flippant attitude towards suicide and mental health issues, as he said, “It’s not cool, it needs to stop.”</p> <p dir="ltr">The Department of Education told <em>9News</em> the Father’s Day gift “showed a serious lack in judgement”.</p> <p dir="ltr"><em>Image credits: 9News</em></p>

Family & Pets

7 simple wealth creation ideas for over 60s

<p>In today's world of rising costs and economic uncertainties, building wealth after the age of 60 might seem like a daunting task. However, it's essential to remember that it's never too late to take control of your financial future and explore innovative ways to boost your income and savings.</p> <p>The latest Retirement Standard from the super industry body ASFA reveals that singles aged 65-84 need an annual income of approximately $50,207 for a 'comfortable lifestyle' in retirement, while couples require a combined income of $70,806 per year. With the full age pension often falling short of these numbers, many seniors are seeking alternative ways to supplement their income during retirement.</p> <p>Let’s delve into some practical and achievable wealth creation ideas tailored to older Australians who are looking to secure their financial well-being in their golden years.</p> <ol> <li><strong>Intentional Spending</strong></li> </ol> <p>Cutting down on non-essential spending is a powerful way to save money. Review your discretionary expenses and identify areas where you can make reductions. For instance, consider cooking at home instead of dining out, exploring free or low-cost local activities for entertainment, and delaying the purchase of luxury items. Prioritise experiences that provide value without straining your budget.</p> <ol start="2"> <li><strong>Pressure Test Your Retirement Strategy</strong></li> </ol> <p>It's essential to regularly review your retirement plan, taking into account the evolving financial landscape, legislative changes, and opportunities to minimise costs. By doing so, you can maximise the funds under your control and make informed decisions that align with your retirement goals. Keep in mind that the financial world is dynamic, and staying proactive in managing your retirement assets can lead to a more secure and comfortable retirement.</p> <ol start="3"> <li><strong>Get rid of things you don't need by selling online</strong></li> </ol> <p>Embrace the digital age and leverage online marketplaces to turn your unneeded possessions into cash. If you're not tech-savvy, don't hesitate to enlist the help of your grandchildren or any trusted youngster who can guide you through the process. Selling items online not only declutters your living space but also opens up opportunities to supplement your retirement income. Embracing technology can be empowering and profitable at any age!</p> <ol start="4"> <li><strong>Part-Time Job Opportunities in the Gig Economy</strong></li> </ol> <p>Embrace the gig economy by exploring part-time job opportunities. Various platforms offer flexible work arrangements suitable for seniors, such as rideshare driving or food delivery services. These roles allow you to set your own hours and supplement your retirement income.</p> <ol start="5"> <li><strong>Freelancing or Consulting</strong></li> </ol> <p>Your years of experience and expertise are valuable assets. Consider venturing into part-time freelancing or consulting opportunities within your field. Many businesses are eager to hire experienced professionals for specific projects or advisory roles, providing an opportunity to boost your income without a full-time commitment.</p> <ol start="6"> <li><strong>Renting Out a Spare Room</strong></li> </ol> <p>If you have extra space in your home, consider renting out a spare room to short-term guests. Websites like Airbnb make it easy to find renters, providing a consistent source of income and helping to cover housing costs.</p> <ol start="7"> <li><strong>Compare and Save</strong></li> </ol> <p>Once you've reviewed your spending habits, identify areas where you can potentially save money by shopping around and obtaining comparison quotes. Renegotiating bills and subscriptions can also yield significant savings. Don't forget to review your insurance policies, adjusting the coverage and excess to potentially reduce premiums.</p> <p>Creating wealth in your golden years may seem challenging, but with the right approach and determination, it's entirely achievable. By exploring these simple and practical ideas, older Australians can take steps toward securing their financial future and enjoying a comfortable retirement. Remember that every financial decision should align with your individual circumstances and objectives. </p> <p>However, it's crucial to note that earning extra income during retirement can impact age pension payments. It can be worth seeking financial advice about the best way to increase income during retirement without compromising any other entitlements, so consider seeking professional guidance to make informed choices on your path to financial security, ensuring a comfortable and worry-free retirement.</p> <p><em><strong>Amanda Thompson, author of Financially Fit Women, is a sought-after speaker and qualified financial adviser. As the founder of Endurance Financial, Amanda is driven to renew personal and confidence by providing the financial knowledge and guidance to have a great relationship with money allowing you to become your own CFO (Confident, Focussed & On top of your Finances). For more information visit <a href="http://www.endurancefinancial.com.au">www.endurancefinancial.com.au</a></strong></em></p> <p><em>Image credits: Getty Images</em></p> <p><span style="color: #0b4cb4;"> </span></p>

Retirement Income

Diving deeper into generosity: Cave diver's charitable gift shines a light on giving back

<p>Josh lives in Adelaide and is an avid cave diver, loves writing funny books about science, and spends a lot of time reading and studying online. He recently chose to include a gift to Lifeline Australia when writing his Will online with Safewill.</p> <p>“It was an incredibly easy decision to make,” says Josh. “As soon as I saw it was possible to allocate a portion of my estate as a charitable donation, I thought it was a perfect idea, and when Lifeline popped up as a recommended charity, I remembered the times when friends and family had so desperately needed their support - it was as easy as clicking the Lifeline logo.”</p> <p>For a lot of people, writing a Will can feel confronting and daunting. Josh explains how he approached it.</p> <p>“I had been putting off doing my Will for a while now and had brought home Will packs previously thinking I'd get to it eventually. COVID-19 triggered fear in many people around me, and I've had several close calls with diving accidents over the last few years, so I figured it was long overdue. It turned out to be much easier than expected - I already had a sense of what I wanted to happen when I pass away, so filling it out online concisely made the whole process remarkably quick and painless.</p> <p>“For me, a Will is less about enforcing my wishes and more about making things easier for the folks I leave behind. Instead of having loved ones wonder or argue over what I would have wanted, I've laid it all down in clear terms. They might still disagree with different elements of my Will when it's executed, but the important thing is that I don't cause additional grief by leaving ambiguous directions.”</p> <p>Josh was previously unaware that he could leave gifts to charity in his Will. “I certainly didn't think it was an option,” he says. “Until Safewill asked if I wanted to allocate a portion of my estate to charity, I'd never really given it much thought and figured I'd never have enough to make it worth mentioning. I knew how much donations are appreciated, I'd just never connected the dots to realise that what I leave behind could also go towards helping organisations I value.”</p> <p>Josh shares what he’d say if someone was considering leaving a gift to Lifeline in their Will.</p> <p>“They’ll be helping a much wider range of people than if they simply gave everything to their partner or family. As important as our loved ones are, we're ultimately all on the same team when it comes to humanity, so why not support those in need regardless of if you know them or not?”</p> <p>By leaving a gift in his Will to Lifeline, Josh wants to help create a world for people who might be struggling where they can get the support they need when they need it. “We all struggle in different ways, but for many just getting up and surviving the day can be the hardest part. We're incredibly lucky to have an organisation like Lifeline that is there for anyone to reach out to and get support whenever they need it.”</p> <p>Lifeline Australia is a national charity providing people in Australia experiencing emotional distress with access to 24-hour crisis support and suicide prevention services. Lifeline exists to ensure that no person in Australia has to face their darkest moments alone.</p> <p>Lifeline has partnered with Safewill to offer you the opportunity to <strong><a href="https://safewill.com//lifelineaus?utm_content=ptnr&utm_source=over60&utm_medium=enewsletter&utm_campaign=lifelineaus_sep_2023_iac_week_over60_newsletter" target="_blank" rel="noopener">write your Will online for free this Include a Charity Week</a></strong>, which runs from the 4th – 10th September and is dedicated to raising awareness of how anyone can make a lasting impact to causes that they care about through a gift in their Will. Your Will will be reviewed by their affiliate law firm, Safewill Legal, to ensure it has been filled out correctly, and comes with a year of free and unlimited updates.</p> <p>While making a Will online may not be for everyone, particularly those with complex estates, thousands more Australians have been able to write a Will within the comfort of their own home in just 20 minutes.</p> <p>Safewill's online Will-writing service allows you to appoint guardians for your children, set out how you want to divide your estate and leave gifts to charities that mean the most to you - like Lifeline.</p> <p>After you've provided for those closest to you, leaving a gift to Lifeline is a lasting and meaningful way that you can have an impact for years to come. Even 1% of your estate can help save lives and prevent suicides in future generations.</p> <p>If you would like to learn more, please do not hesitate to get in touch with Lifeline Australia’s Gifts in Wills Specialist Abi Steiner via email at <a href="mailto:GiftsInWills@lifeline.org.au">GiftsInWills@lifeline.org.au</a> or phone on 1800 800 768.</p> <p><em>Images: Supplied. </em></p> <p><em>This is a sponsored article written in partnership with Lifeline Australia.</em></p>

Caring

"Divinely gifted" Mamma Mia star passes away aged 40

<p>Broadway luminary Chris Peluso, renowned for his roles in acclaimed productions like <em>Mamma Mia!</em> and <em>Wicked</em>, has passed away at the age of 40.</p> <p>In the period preceding his demise, Peluso reportedly grappled with Schizoaffective disorder, a mental health condition characterised by hallucinations and a fusion of symptoms from both bipolar disorder and schizophrenia.</p> <p>The University of Michigan paid homage to Peluso on their musical theatre department's webpage, confirming the sorrowful news, given his previous attendance as a student. Linda Goodrich, interim chair, conveyed: <span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">"The Michigan Musical Theatre family is heartbroken as we announce the passing of our dear family member/alum, the loving, charismatic, and divinely gifted Chris Peluso." </span></p> <p>Goodrich added: "Chris appeared on Broadway in <em>Mamma Mia!</em>, <em>Assasins</em>, <em>Lestat</em>, <em>The Glorious Ones</em> and <em>Beautiful</em>, played Fiyero on tour in <em>Wicked</em> and starred in London in <em>Miss Saigon</em> and <em>Showboat</em>. Our hearts go out to his family."</p> <p>He leaves behind his wife Jessica Gomes and their two children.</p> <p>In the preceding year, friends of Peluso established a GoFundMe page, detailing his inability to perform due to his mental health struggles and battle with Schizoaffective disorder.</p> <p>They beseeched fans to contribute towards his medical expenses in the United States. The page noted that "in recent months, the paranoia has consumed him to the extent that he is unable to work any job and has had to leave his wife and young child and return to America to seek treatment." </p> <p>"Chris has no health care insurance in the US and was recently hospitalised for about two weeks. Currently, he is seeking treatment at an inpatient mental health rehabilitation centre."</p> <p>"In his own words, 'Hopefully this helps bring some awareness to how so many suffer from mental illness in silence. You never know what someone may be going through. Be kind to each other.'"</p> <p>In a November update shared on the same page, Peluso extended his gratitude to fans for their "incredible generosity" and donations, sharing that he was "doing well".</p> <p>"Hi guys! Thanks so much again for your incredible generosity! I'm very pleased to say that I completed the in-patient treatment facility in Tennessee and have been stable and doing well," he said. </p> <p>"The new medication I'm on works well to keep my symptoms in check and has minimal side effects. I'm able to hold down a job again and even began taping some auditions."</p> <p>He added: "It's going to be a lifelong process of going to therapy and working with doctors but I'm so much better than I was before treatment. It really means the world to me to have such incredible support from you all. None of this progress would have been possible without you."</p> <p>A sum of USD $25,000 was raised on behalf of the now-departed star.</p> <p><em>Images: Instgram</em></p>

Caring

Hard to watch! Paralympic champion given the worst gifts ever

<p>A Spanish Paralympic cyclist has been given the worst trophy gifts in history, with his calm and collected reaction making waves online. </p> <p>Ricardo Ten Argiles was last week crowned world champion in three separate events at the 2023 UCI World Championships in Glasgow, Scotland.</p> <p>During the post race ceremonies, he was presented with two gold medals, along with two very surprising gifts from the event's major sponsor: international watch company Tissot.</p> <p>The 47-year-old was gifted not one, but TWO watches in a fancy display case, despite having both his arms amputated at the forearm. </p> <p>A video of Ten keeping a straight face while being handed one of the watches has started to spread across the internet with more than 800,000 views.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Not a very well thought gift. <a href="https://t.co/hRhaTfnGsE">pic.twitter.com/hRhaTfnGsE</a></p> <p>— Cycling out of context (@OutOfCycling) <a href="https://twitter.com/OutOfCycling/status/1691136594747469836?ref_src=twsrc%5Etfw">August 14, 2023</a></p></blockquote> <p>One video shows Ten standing on the podium and exchanging some friendly words with an official as he holds the watch case tightly between his arms. </p> <p>Understandably, the mortifying moment has been met with outrage and black humour. </p> <p>The athlete himself has been laughing off the incident and has embraced the way his social media pages have exploded with comments.</p> <p>Many of the comments suggested that Ten regift the expensive watches at Christmas, while others wondered how officials at the event could've let the awkward gifts happen. </p> <p>Despite the outrage from fans, Ten responded to one news story about the “tactless blunder” by writing on Twitter, “I am very happy to have won two TISSOTs, one for each arm, but above all for what it means for Paralympic cycling, total inclusion of the sport at the highest level”.</p> <p><em>Image credits: Twitter</em></p>

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"Divinely gifted" Mamma Mia star passes away aged 40

Hard to watch! Paralympic champion given the worst gifts ever

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Entertainment

Travel

Health

Lifestyle

Finance

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When is it a good idea to get a property appraisal?

Give the gift of sustainable luxury this Mother’s Day

"The greatest gift of all": Sophie Delezio's joyous news

“Let’s share it”: Karl’s wild idea to save the Brisbane Olympics

Bold idea sees hotel offer thousands in cash back if it rains

Sunscreen: why wearing it even in winter could be a good idea

Woman's hilarious baby name idea sparks divided response

Why it’s a bad idea to mix alcohol with some medications

Boss slammed for demanding "insane" farewell gift contribution

Mum left shocked and distraught after Christmas gifts were stolen

Gift-giving taboos that aren’t as bad as you think

The 4 biggest gift-giving mistakes, according to a consumer psychologist

Thief returns stolen truck with note of apology – and gifts!

“Now THIS is a gift I can get behind”: Couple praised for unusual wedding request

Give the gift of luxury on any budget

Aussie dad fuming over “disgusting” Father’s Day gift

7 simple wealth creation ideas for over 60s

Diving deeper into generosity: Cave diver's charitable gift shines a light on giving back

"Divinely gifted" Mamma Mia star passes away aged 40

Hard to watch! Paralympic champion given the worst gifts ever

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